Western Australia Stamp Duty $1.25M β€” Owner Occupier | $55,491

A owner occupier purchasing a $1.25M property in Western Australia pays $55,491 in stamp duty.

Stamp Duty Payable

$55,491

on a $1.25M property in WA

Buyer & Property Information

Stamp Duty Calculation

$55,491

Total Costs

$57,691

$5,678/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

WA Base Stamp Duty Calculation:

Property Price: $1,250,000
Bracket 5 (>$725,000): $28,453 + ($525,000 Γ— 5.15%)
= $55,490.5
Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$55,491
Conveyancing / Legal Fees (est.)$2,200
Total Upfront Costs$57,691

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$250,000
Loan Amount$1,000,000

Mortgage Calculation (Principal & Interest)

Loan Amount$1,000,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$5,678
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $1,000,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $5,678
Total Repayment$2,044,040
Total Interest$1,044,040

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$5,989+311
ING5.99%$5,989+311
Commonwealth Bank6.09%$6,053+376
Macquarie Bank6.09%$6,053+376
UBank6.09%$6,053+376
Bendigo Bank6.14%$6,086+408
Bank of Queensland6.14%$6,086+408
ANZ6.39%$6,249+571
NAB6.44%$6,281+603
Suncorp6.54%$6,347+669
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Mortgage Cashflow Over Time

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Cost Breakdown

ItemAmount
Property Price$1,250,000
Base Stamp Duty$55,491
Stamp Duty Payable$55,491

Frequently Asked Questions

How much stamp duty do I pay on a $1.25M property in Western Australia?β–Ύ
A owner occupier purchasing a $1.25M property in Western Australia pays $55,491 in stamp duty.
Are there stamp duty concessions for owner occupiers in Western Australia?β–Ύ
Standard rates apply for owner occupiers. No concessional rates are available.
When is stamp duty due in Western Australia?β–Ύ
In Western Australia, stamp duty (transfer duty) is generally due within 3 months of signing the contract, or on settlement β€” whichever is earlier.
What is the stamp duty rate in Western Australia?β–Ύ
Western Australia uses a progressive bracket system. The exact rate depends on the purchase price β€” for a $1.25M purchase as a owner occupier, the effective rate is approximately 4.44%.

Compare Buyer Types β€” $1.25M in WA

First Home Buyer$55,491Investor$55,491Foreign Buyer$142,991

Stamp Duty at Other Prices β€” WA Owner Occupier

$300k$8,835$500k$17,765$750k$29,741$900k$37,466$1M$42,616$1.5M$68,366$2M$94,116$3M$145,616$5M$248,616

Need a Custom Calculation?

Use our full Western Australia stamp duty calculator for exact amounts with your specific property details.

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Western Australia Stamp Duty $1.25M β€” Owner Occupier | $55,491