Northern Territory (NT) Stamp Duty Calculator
Calculate stamp duty for property purchases in the Northern Territory (NT). Includes Stamp Duty Home Buyer Scheme, FHOG, LMI, and mortgage calculations.
Buyer & Property Information
Stamp Duty Calculation
$49,500
Total Costs
$51,300
$4,542/Month
Stamp Duty Calculation
I Am a,, For the Purpose of
Buying a Property in State With a Price of $
NT Base Stamp Duty Calculation:
Bracket 2 (>$525,000): $1,000,000 ร 4.95%
= $49,500
Upfront Cost Breakdown
Total Upfront Costs
Conveyancing fee is an estimate only (typically $800โ$2,500). Actual fees vary by conveyancer/solicitor and state.
Stamp Duty Comparison by State
Loan Calculation
Mortgage Calculation (Principal & Interest)
= $800,000 ร (Monthly Rate: 0.004583 ร (1 + 0.004583)^Total Months: 360) รท ((1 + 0.004583)^360 - 1)
= $4,542
Compare with Lenders
Rates as of 2026-03-10| Lender | Rate | Monthly | Diff |
|---|---|---|---|
| UBank | 5.74% | $4,664 | +121 |
| Macquarie Bank | 5.9% | $4,745 | +203 |
| ING | 5.93% | $4,760 | +218 |
| Bank of Queensland | 6.04% | $4,817 | +275 |
| Suncorp | 6.04% | $4,817 | +275 |
| Bendigo Bank | 6.09% | $4,843 | +300 |
| ANZ | 6.14% | $4,869 | +326 |
| Westpac | 6.19% | $4,895 | +352 |
| NAB | 6.19% | $4,895 | +352 |
| Commonwealth Bank | 6.24% | $4,921 | +378 |
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Mortgage Cashflow Over Time
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Key Points About Northern Territory Stamp Duty
๐ Full NT Stamp Duty Guide โ- โStamp Duty Home Buyer Scheme: exemption up to $525,000
- โFirst Home Owner Grant: $10,000
- โProgressive rates up to 4.95% for properties over $3M
- โPayment due within 60 days
The Northern Territory offers the Stamp Duty Home Buyer Scheme with full exemptions on properties up to $525,000 for eligible buyers. A First Home Owner Grant of $10,000 is available for new home purchases. The NT uses a progressive stamp duty scale for higher value properties.
Frequently Asked Questions About Northern Territory Stamp Duty
How much is stamp duty in the Northern Territory?
The Northern Territory calculates stamp duty on a progressive scale from $0 for properties up to $525,000 (under the Stamp Duty Home Buyer Scheme), rising to 4.95% for amounts over $3 million.
What is the Stamp Duty Home Buyer Scheme in NT?
The NT Stamp Duty Home Buyer Scheme provides full stamp duty exemption for eligible home buyers on properties up to $525,000.
Are there first home owner grants in NT?
Yes, the Northern Territory offers a First Home Owner Grant of $10,000 for new homes.
When is stamp duty payable in NT?
Stamp duty in the Northern Territory must be paid within 60 days of the contract date or settlement.
Stamp Duty Calculators for Other States
Data Update History
We keep our stamp duty rates, thresholds, and fees up to date. Here is a log of every data change.
- NSW
NSW foreign surcharge updated
NSW foreign buyer surcharge increased from 8% to 9%. FIRB application fees updated for FY2025-26.
- NSW, VIC, QLD, SA, WA, TAS, ACT, NT
Bank rates & FHB thresholds updated
Updated bank comparison interest rates for March 2026. Revised First Home Buyer stamp duty concession thresholds across multiple states.
Year references updated to 2026
All page titles, meta descriptions, keywords, headlines, and structured data updated from 2025 to 2026.
Bank rate configuration centralised
Replaced hardcoded bank interest rates with a centralised configuration file for easier maintenance.
- QLD, SA, WA, TAS, ACT, NT
All states & territories added
Added stamp duty calculations for QLD, SA, WA, TAS, ACT, and NT alongside existing NSW and VIC support.
- NSW, VIC
Initial launch
Stamp duty calculator launched with NSW and VIC support, including first home buyer concessions and rebate calculations.