Western Australia Stamp Duty $1.25M β€” First Home Buyer | $55,491

A first home buyer purchasing a $1.25M property in Western Australia pays $55,491 in stamp duty.

Stamp Duty Payable

$55,491

on a $1.25M property in WA

Buyer & Property Information

Stamp Duty Calculation

$55,491

Total Costs

$57,691

$5,678/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

WA Base Stamp Duty Calculation:

Property Price: $1,250,000
Bracket 5 (>$725,000): $28,453 + ($525,000 Γ— 5.15%)
= $55,490.5

First Home Buyer Stamp Duty Policy (WA):

Exceeds first home buyer threshold, full stamp duty applies = $55,490.5

Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$55,491
Conveyancing / Legal Fees (est.)$2,200
Total Upfront Costs$57,691

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$250,000
Loan Amount$1,000,000

Mortgage Calculation (Principal & Interest)

Loan Amount$1,000,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$5,678
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $1,000,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $5,678
Total Repayment$2,044,040
Total Interest$1,044,040

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$5,989+311
ING5.99%$5,989+311
Commonwealth Bank6.09%$6,053+376
Macquarie Bank6.09%$6,053+376
UBank6.09%$6,053+376
Bendigo Bank6.14%$6,086+408
Bank of Queensland6.14%$6,086+408
ANZ6.39%$6,249+571
NAB6.44%$6,281+603
Suncorp6.54%$6,347+669
Compare home loan rates

Free, no obligation quote from leading Australian lenders

Mortgage Cashflow Over Time

πŸ“Š Get a Personalised Property Report

Receive a detailed breakdown of all costs, savings opportunities, and a comparison with similar properties in your area β€” delivered straight to your inbox.

We respect your privacy. No spam, unsubscribe anytime.

Cost Breakdown

ItemAmount
Property Price$1,250,000
Base Stamp Duty$55,491
Stamp Duty Payable$55,491

Frequently Asked Questions

How much stamp duty do I pay on a $1.25M property in Western Australia?β–Ύ
A first home buyer purchasing a $1.25M property in Western Australia pays $55,491 in stamp duty.
Are there stamp duty concessions for first home buyers in Western Australia?β–Ύ
Yes. Western Australia offers first home buyer relief β€” exempt up to $600k with partial relief up to $800k.
When is stamp duty due in Western Australia?β–Ύ
In Western Australia, stamp duty (transfer duty) is generally due within 3 months of signing the contract, or on settlement β€” whichever is earlier.
What is the stamp duty rate in Western Australia?β–Ύ
Western Australia uses a progressive bracket system. The exact rate depends on the purchase price β€” for a $1.25M purchase as a first home buyer, the effective rate is approximately 4.44%.

Compare Buyer Types β€” $1.25M in WA

Owner Occupier$55,491Investor$55,491Foreign Buyer$142,991

Stamp Duty at Other Prices β€” WA First Home Buyer

$300k$0$500k$0$750k$22,305$900k$37,466$1M$42,616$1.5M$68,366$2M$94,116$3M$145,616$5M$248,616

Need a Custom Calculation?

Use our full Western Australia stamp duty calculator for exact amounts with your specific property details.

Open WA Calculator
Western Australia Stamp Duty $1.25M β€” First Home Buyer | $55,491