Western Australia Stamp Duty $1M β€” Owner Occupier | $42,616

A owner occupier purchasing a $1M property in Western Australia pays $42,616 in stamp duty.

Stamp Duty Payable

$42,616

on a $1M property in WA

Buyer & Property Information

Stamp Duty Calculation

$42,616

Total Costs

$44,416

$4,542/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

WA Base Stamp Duty Calculation:

Property Price: $1,000,000
Bracket 5 (>$725,000): $28,453 + ($275,000 Γ— 5.15%)
= $42,615.5
Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$42,616
Conveyancing / Legal Fees (est.)$1,800
Total Upfront Costs$44,416

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$200,000
Loan Amount$800,000

Mortgage Calculation (Principal & Interest)

Loan Amount$800,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$4,542
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $800,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $4,542
Total Repayment$1,635,232
Total Interest$835,232

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$4,791+249
ING5.99%$4,791+249
Commonwealth Bank6.09%$4,843+300
Macquarie Bank6.09%$4,843+300
UBank6.09%$4,843+300
Bendigo Bank6.14%$4,869+326
Bank of Queensland6.14%$4,869+326
ANZ6.39%$4,999+456
NAB6.44%$5,025+483
Suncorp6.54%$5,078+535
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Mortgage Cashflow Over Time

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Cost Breakdown

ItemAmount
Property Price$1,000,000
Base Stamp Duty$42,616
Stamp Duty Payable$42,616

Frequently Asked Questions

How much stamp duty do I pay on a $1M property in Western Australia?β–Ύ
A owner occupier purchasing a $1M property in Western Australia pays $42,616 in stamp duty.
Are there stamp duty concessions for owner occupiers in Western Australia?β–Ύ
Standard rates apply for owner occupiers. No concessional rates are available.
When is stamp duty due in Western Australia?β–Ύ
In Western Australia, stamp duty (transfer duty) is generally due within 3 months of signing the contract, or on settlement β€” whichever is earlier.
What is the stamp duty rate in Western Australia?β–Ύ
Western Australia uses a progressive bracket system. The exact rate depends on the purchase price β€” for a $1M purchase as a owner occupier, the effective rate is approximately 4.26%.

Compare Buyer Types β€” $1M in WA

First Home Buyer$42,616Investor$42,616Foreign Buyer$112,616

Stamp Duty at Other Prices β€” WA Owner Occupier

$300k$8,835$500k$17,765$750k$29,741$900k$37,466$1.25M$55,491$1.5M$68,366$2M$94,116$3M$145,616$5M$248,616

Need a Custom Calculation?

Use our full Western Australia stamp duty calculator for exact amounts with your specific property details.

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Western Australia Stamp Duty $1M β€” Owner Occupier | $42,616