Complete Guide to QLD Stamp Duty (2026)

In Queensland, stamp duty is officially called transfer duty and is administered by the Queensland Revenue Office (QRO). It applies to all property purchases in the state and is one of the largest upfront costs when buying a home. Use our QLD stamp duty calculator to get an instant estimate.

How QLD Stamp Duty Is Calculated

Transfer duty in Queensland is calculated on the higher of the purchase price or the market value of the property. Queensland uses a tiered rate system with progressively higher rates as the property value increases.

Current QLD Transfer Duty Rates (2024–25)

Always verify current rates on the Queensland Revenue Office website, or use our QLD calculator for an instant estimate.

First Home Buyer Concessions

Queensland offers a first home concession for eligible buyers purchasing their first home:

• Full concession (no duty): Homes valued up to $700,000
• Reduced duty: Homes valued between $700,001 and $800,000 (sliding scale)

The concession applies to both new and existing homes. To qualify, you must be an Australian citizen or permanent resident, aged 18+, and must move into the property as your principal place of residence within 1 year of settlement and live there for at least 1 continuous year.

First Home Owner Grant (FHOG)

Queensland offers one of the most generous first home owner grants in Australia — a $30,000 grant for buying or building a brand new home valued up to $750,000. This is separate from the stamp duty concession and can be claimed in addition to it. See our first home buyer guide for full details.

Home Concession (Owner-Occupier)

Even if you are not a first home buyer, Queensland offers a home concession for buyers who intend to live in the property as their principal place of residence. This provides a reduced rate of duty compared to the general (investor) rate. You must move in within 1 year and live there for at least 1 year.

Foreign Buyer Surcharge (AFAD)

Foreign purchasers of residential property in Queensland pay an Additional Foreign Acquirer Duty (AFAD) of 8% on top of the standard transfer duty. This applies to foreign individuals, foreign corporations, and trustees of foreign trusts. Read our foreign buyer surcharge guide.

When Is Stamp Duty Due?

In Queensland, transfer duty must be paid within 30 days of settlement or the transfer date. Your solicitor or conveyancer will typically handle this as part of the settlement process. Late payments attract penalty interest.

How to Pay QLD Stamp Duty

Transfer duty is paid to the Queensland Revenue Office through the electronic lodgement system. Your solicitor or conveyancer will prepare and lodge the transfer documents and arrange duty payment at settlement.

Tips to Minimise QLD Stamp Duty

• First home buyers should target properties under $700,000 for a full stamp duty concession.
• New builds under $750,000 can attract both zero stamp duty and the $30,000 FHOG — a huge saving.
• Owner-occupiers always pay less than investors — make sure you claim the home concession if eligible.
• Use our QLD calculator to budget accurately before making an offer.

Frequently Asked Questions

How much is stamp duty on a $750,000 property in QLD?

For a standard (non-FHB) purchase at $750,000, stamp duty is approximately $26,775 at the general rate, or less with the home concession. First home buyers pay reduced duty at this price as it falls in the concession range. Use our calculator for exact figures.

Do first home buyers pay stamp duty in QLD?

First home buyers pay no stamp duty on homes up to $700,000 in Queensland. Between $700,001 and $800,000, a sliding concession applies.

Is the QLD First Home Owner Grant still available?

Yes — the $30,000 First Home Owner Grant is available for new homes valued up to $750,000 in Queensland. It applies to newly built homes, off-the-plan purchases, and owner-builder projects.