Queensland (QLD) Stamp Duty Calculator
Calculate stamp duty for property purchases in Queensland (QLD). Includes first home buyer concessions ($30k grant), foreign buyer surcharge, LMI, and mortgage calculations.
Buyer & Property Information
Stamp Duty Calculation
$38,025
Total Costs
$39,825
$4,542/Month
Stamp Duty Calculation
I Am a,, For the Purpose of
Buying a Property in State With a Price of $
QLD Base Stamp Duty Calculation:
Bracket 5 (>$1,000,000): $38,025 + ($0 × 5.75%)
= $38,025
Upfront Cost Breakdown
Total Upfront Costs
Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.
Stamp Duty Comparison by State
Loan Calculation
Mortgage Calculation (Principal & Interest)
= $800,000 × (Monthly Rate: 0.004583 × (1 + 0.004583)^Total Months: 360) ÷ ((1 + 0.004583)^360 - 1)
= $4,542
Compare with Lenders
Rates as of 2026-03-10| Lender | Rate | Monthly | Diff |
|---|---|---|---|
| UBank | 5.74% | $4,664 | +121 |
| Macquarie Bank | 5.9% | $4,745 | +203 |
| ING | 5.93% | $4,760 | +218 |
| Bank of Queensland | 6.04% | $4,817 | +275 |
| Suncorp | 6.04% | $4,817 | +275 |
| Bendigo Bank | 6.09% | $4,843 | +300 |
| ANZ | 6.14% | $4,869 | +326 |
| Westpac | 6.19% | $4,895 | +352 |
| NAB | 6.19% | $4,895 | +352 |
| Commonwealth Bank | 6.24% | $4,921 | +378 |
Free, no obligation quote from leading Australian lenders
Mortgage Cashflow Over Time
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Key Points About Queensland Stamp Duty
📖 Full QLD Stamp Duty Guide →- ✓Progressive rates from $1.50 to $5.75 per $100
- ✓First Home Owner Grant: $30,000 for new homes up to $750,000
- ✓Foreign acquirer duty: 8%
- ✓Payment due within 30 days of settlement
Queensland is known for its First Home Owner Grant of $30,000 for eligible new home purchases. The state uses a progressive stamp duty scale and charges an 8% foreign acquirer duty on residential properties purchased by foreign buyers.
Frequently Asked Questions About Queensland Stamp Duty
How is stamp duty calculated in Queensland?
Queensland stamp duty is calculated on a progressive scale. Properties under $5,000 are exempt, while higher value properties pay rates ranging from $1.50 per $100 up to $5.75 per $100 for amounts over $1 million.
What is the First Home Concession in Queensland?
Queensland first home buyers can receive up to $30,000 in grants for eligible new homes. The First Home Owner Grant provides $30,000 for new homes up to $750,000.
What is the foreign buyer duty in Queensland?
Foreign buyers in Queensland pay an additional 8% foreign acquirer duty on top of standard stamp duty for residential properties.
When do I pay stamp duty in Queensland?
Stamp duty in Queensland must be paid within 30 days of the settlement date or when the property becomes available for occupation.
Stamp Duty Calculators for Other States
Data Update History
We keep our stamp duty rates, thresholds, and fees up to date. Here is a log of every data change.
- NSW
NSW foreign surcharge updated
NSW foreign buyer surcharge increased from 8% to 9%. FIRB application fees updated for FY2025-26.
- NSW, VIC, QLD, SA, WA, TAS, ACT, NT
Bank rates & FHB thresholds updated
Updated bank comparison interest rates for March 2026. Revised First Home Buyer stamp duty concession thresholds across multiple states.
Year references updated to 2026
All page titles, meta descriptions, keywords, headlines, and structured data updated from 2025 to 2026.
Bank rate configuration centralised
Replaced hardcoded bank interest rates with a centralised configuration file for easier maintenance.
- QLD, SA, WA, TAS, ACT, NT
All states & territories added
Added stamp duty calculations for QLD, SA, WA, TAS, ACT, and NT alongside existing NSW and VIC support.
- NSW, VIC
Initial launch
Stamp duty calculator launched with NSW and VIC support, including first home buyer concessions and rebate calculations.