Western Australia Stamp Duty $900k β€” First Home Buyer | $37,466

A first home buyer purchasing a $900k property in Western Australia pays $37,466 in stamp duty.

Stamp Duty Payable

$37,466

on a $900k property in WA

Buyer & Property Information

Stamp Duty Calculation

$37,466

Total Costs

$39,266

$4,088/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

WA Base Stamp Duty Calculation:

Property Price: $900,000
Bracket 5 (>$725,000): $28,453 + ($175,000 Γ— 5.15%)
= $37,465.5

First Home Buyer Stamp Duty Policy (WA):

Exceeds first home buyer threshold, full stamp duty applies = $37,465.5

Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$37,466
Conveyancing / Legal Fees (est.)$1,800
Total Upfront Costs$39,266

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$180,000
Loan Amount$720,000

Mortgage Calculation (Principal & Interest)

Loan Amount$720,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$4,088
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $720,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $4,088
Total Repayment$1,471,709
Total Interest$751,709

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$4,312+224
ING5.99%$4,312+224
Commonwealth Bank6.09%$4,359+270
Macquarie Bank6.09%$4,359+270
UBank6.09%$4,359+270
Bendigo Bank6.14%$4,382+294
Bank of Queensland6.14%$4,382+294
ANZ6.39%$4,499+411
NAB6.44%$4,523+434
Suncorp6.54%$4,570+482
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Mortgage Cashflow Over Time

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Cost Breakdown

ItemAmount
Property Price$900,000
Base Stamp Duty$37,466
Stamp Duty Payable$37,466

Frequently Asked Questions

How much stamp duty do I pay on a $900k property in Western Australia?β–Ύ
A first home buyer purchasing a $900k property in Western Australia pays $37,466 in stamp duty.
Are there stamp duty concessions for first home buyers in Western Australia?β–Ύ
Yes. Western Australia offers first home buyer relief β€” exempt up to $600k with partial relief up to $800k.
When is stamp duty due in Western Australia?β–Ύ
In Western Australia, stamp duty (transfer duty) is generally due within 3 months of signing the contract, or on settlement β€” whichever is earlier.
What is the stamp duty rate in Western Australia?β–Ύ
Western Australia uses a progressive bracket system. The exact rate depends on the purchase price β€” for a $900k purchase as a first home buyer, the effective rate is approximately 4.16%.

Compare Buyer Types β€” $900k in WA

Owner Occupier$37,466Investor$37,466Foreign Buyer$100,466

Stamp Duty at Other Prices β€” WA First Home Buyer

$300k$0$500k$0$750k$22,305$1M$42,616$1.25M$55,491$1.5M$68,366$2M$94,116$3M$145,616$5M$248,616

Need a Custom Calculation?

Use our full Western Australia stamp duty calculator for exact amounts with your specific property details.

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Western Australia Stamp Duty $900k β€” First Home Buyer | $37,466