South Australia Stamp Duty $1.5M β€” Owner Occupier | $76,330

A owner occupier purchasing a $1.5M property in South Australia pays $76,330 in stamp duty.

Stamp Duty Payable

$76,330

on a $1.5M property in SA

Buyer & Property Information

Stamp Duty Calculation

$76,330

Total Costs

$78,530

$6,813/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

SA Base Stamp Duty Calculation:

Property Price: $1,500,000
Bracket 9 (>$500,000): $21,330 + ($1,000,000 Γ— 5.5%)
= $76,330
Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$76,330
Conveyancing / Legal Fees (est.)$2,200
Total Upfront Costs$78,530

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$300,000
Loan Amount$1,200,000

Mortgage Calculation (Principal & Interest)

Loan Amount$1,200,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$6,813
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $1,200,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $6,813
Total Repayment$2,452,848
Total Interest$1,252,848

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$7,187+373
ING5.99%$7,187+373
Commonwealth Bank6.09%$7,264+451
Macquarie Bank6.09%$7,264+451
UBank6.09%$7,264+451
Bendigo Bank6.14%$7,303+490
Bank of Queensland6.14%$7,303+490
ANZ6.39%$7,498+685
NAB6.44%$7,538+724
Suncorp6.54%$7,616+803
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Mortgage Cashflow Over Time

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Cost Breakdown

ItemAmount
Property Price$1,500,000
Base Stamp Duty$76,330
Stamp Duty Payable$76,330

Frequently Asked Questions

How much stamp duty do I pay on a $1.5M property in South Australia?β–Ύ
A owner occupier purchasing a $1.5M property in South Australia pays $76,330 in stamp duty.
Are there stamp duty concessions for owner occupiers in South Australia?β–Ύ
Standard rates apply for owner occupiers. No concessional rates are available.
When is stamp duty due in South Australia?β–Ύ
In South Australia, stamp duty (transfer duty) is generally due within 3 months of signing the contract, or on settlement β€” whichever is earlier.
What is the stamp duty rate in South Australia?β–Ύ
South Australia uses a progressive bracket system. The exact rate depends on the purchase price β€” for a $1.5M purchase as a owner occupier, the effective rate is approximately 5.09%.

Compare Buyer Types β€” $1.5M in SA

First Home Buyer$0Investor$76,330Foreign Buyer$181,330

Stamp Duty at Other Prices β€” SA Owner Occupier

$300k$11,330$500k$21,330$750k$35,080$900k$43,330$1M$48,830$1.25M$62,580$2M$103,830$3M$158,830$5M$268,830

Need a Custom Calculation?

Use our full South Australia stamp duty calculator for exact amounts with your specific property details.

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South Australia Stamp Duty $1.5M β€” Owner Occupier | $76,330