New South Wales Stamp Duty $300k β€” Investor | $8,632

A investor purchasing a $300k property in New South Wales pays $8,632 in stamp duty.

Stamp Duty Payable

$8,632

on a $300k property in NSW

Buyer & Property Information

Stamp Duty Calculation

$8,632

Total Costs

$9,432

$1,363/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

NSW Base Stamp Duty Calculation:

Property Price: $300,000
Bracket 4 ($99,000-$372,000): $1,597 + ($201,000 Γ— 3.5%)
= $8,632
Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$8,632
Conveyancing / Legal Fees (est.)$800
Total Upfront Costs$9,432

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$60,000
Loan Amount$240,000

Mortgage Calculation (Principal & Interest)

Loan Amount$240,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$1,363
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $240,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $1,363
Total Repayment$490,570
Total Interest$250,570

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$1,437+75
ING5.99%$1,437+75
Commonwealth Bank6.09%$1,453+90
Macquarie Bank6.09%$1,453+90
UBank6.09%$1,453+90
Bendigo Bank6.14%$1,461+98
Bank of Queensland6.14%$1,461+98
ANZ6.39%$1,500+137
NAB6.44%$1,508+145
Suncorp6.54%$1,523+161
Compare home loan rates

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Mortgage Cashflow Over Time

Rental Yield

Rental Yield: %
Estimated Monthly Rental$1,250
Monthly Cashflow$-113

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Cost Breakdown

ItemAmount
Property Price$300,000
Base Stamp Duty$8,632
Stamp Duty Payable$8,632

Frequently Asked Questions

How much stamp duty do I pay on a $300k property in New South Wales?β–Ύ
A investor purchasing a $300k property in New South Wales pays $8,632 in stamp duty.
Are there stamp duty concessions for investors in New South Wales?β–Ύ
Standard rates apply for investors. No concessional rates are available.
When is stamp duty due in New South Wales?β–Ύ
In New South Wales, stamp duty (transfer duty) is generally due within 3 months of signing the contract, or on settlement β€” whichever is earlier.
What is the stamp duty rate in New South Wales?β–Ύ
New South Wales uses a progressive bracket system. The exact rate depends on the purchase price β€” for a $300k purchase as a investor, the effective rate is approximately 2.88%.

Compare Buyer Types β€” $300k in NSW

Owner Occupier$8,632First Home Buyer$0Foreign Buyer$35,632

Stamp Duty at Other Prices β€” NSW Investor

$500k$16,912$750k$28,162$900k$34,912$1M$39,412$1.25M$50,762$1.5M$64,512$2M$92,012$3M$147,012$5M$257,012

Need a Custom Calculation?

Use our full New South Wales stamp duty calculator for exact amounts with your specific property details.

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New South Wales Stamp Duty $300k β€” Investor | $8,632