New South Wales Stamp Duty $300k β€” Foreign Buyer | $35,632

A foreign buyer purchasing a $300k property in New South Wales pays $35,632 in stamp duty (including $27,000 foreign-buyer surcharge).

Stamp Duty Payable

$35,632

on a $300k property in NSW

Foreign Buyer Surcharge

$27,000

Buyer & Property Information

Stamp Duty Calculation

$8,632

+ $27,000 Foreign Buyer Additional Stamp Duty

Total Costs

$81,732

$1,363/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

NSW Base Stamp Duty Calculation:

Property Price: $300,000
Bracket 4 ($99,000-$372,000): $1,597 + ($201,000 Γ— 3.5%)
= $8,632

Foreign Buyer Additional Stamp Duty Calculation (NSW):

= Property Price Γ— Foreign Buyer Rate
= $300,000 Γ— 0.09
= $27,000

Total Duty = $35,632

Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$8,632
Foreign Buyer Surcharge$27,000
FIRB Application Fee$45,300
Conveyancing / Legal Fees (est.)$800
Total Upfront Costs$81,732

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Foreign Buyer Extra Costs

FIRB Application Fee$45,300
Based on Property Price: $300,000
Property Type: Used Property
Price Bracket: $74,999.99 - $1,000,000
FIRB Application Fee: $13,500

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$60,000
Loan Amount$240,000

Mortgage Calculation (Principal & Interest)

Loan Amount$240,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$1,363
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $240,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $1,363
Total Repayment$490,570
Total Interest$250,570

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$1,437+75
ING5.99%$1,437+75
Commonwealth Bank6.09%$1,453+90
Macquarie Bank6.09%$1,453+90
UBank6.09%$1,453+90
Bendigo Bank6.14%$1,461+98
Bank of Queensland6.14%$1,461+98
ANZ6.39%$1,500+137
NAB6.44%$1,508+145
Suncorp6.54%$1,523+161
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Mortgage Cashflow Over Time

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Cost Breakdown

ItemAmount
Property Price$300,000
Base Stamp Duty$8,632
Foreign Buyer Surcharge+$27,000
Stamp Duty Payable$35,632

Frequently Asked Questions

How much stamp duty do I pay on a $300k property in New South Wales?β–Ύ
A foreign buyer purchasing a $300k property in New South Wales pays $35,632 in stamp duty.
Are there stamp duty concessions for foreign buyers in New South Wales?β–Ύ
Standard rates apply for foreign buyers. No concessional rates are available.
When is stamp duty due in New South Wales?β–Ύ
In New South Wales, stamp duty (transfer duty) is generally due within 3 months of signing the contract, or on settlement β€” whichever is earlier.
What is the stamp duty rate in New South Wales?β–Ύ
New South Wales uses a progressive bracket system. The exact rate depends on the purchase price β€” for a $300k purchase as a foreign buyer, the effective rate is approximately 11.88%.

Compare Buyer Types β€” $300k in NSW

Owner Occupier$8,632First Home Buyer$0Investor$8,632

Stamp Duty at Other Prices β€” NSW Foreign Buyer

$500k$61,912$750k$95,662$900k$115,912$1M$129,412$1.25M$163,262$1.5M$199,512$2M$272,012$3M$417,012$5M$707,012

Need a Custom Calculation?

Use our full New South Wales stamp duty calculator for exact amounts with your specific property details.

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New South Wales Stamp Duty $300k β€” Foreign Buyer | $35,632