Western Australia (WA) Stamp Duty Calculator
Calculate stamp duty for property purchases in Western Australia (WA). Includes first home buyer concessions, foreign buyer surcharge, LMI, and mortgage calculations.
Buyer & Property Information
Stamp Duty Calculation
$44,078
Total Costs
$45,878
$4,542/Month
Stamp Duty Calculation
I Am a,, For the Purpose of
Buying a Property in State With a Price of $
WA Base Stamp Duty Calculation:
Bracket 5 (>$725,000): $29,915 + ($275,000 × 5.15%)
= $44,077.5
Upfront Cost Breakdown
Total Upfront Costs
Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.
Stamp Duty Comparison by State
Loan Calculation
Mortgage Calculation (Principal & Interest)
= $800,000 × (Monthly Rate: 0.004583 × (1 + 0.004583)^Total Months: 360) ÷ ((1 + 0.004583)^360 - 1)
= $4,542
Compare with Lenders
Rates as of 2026-03-10| Lender | Rate | Monthly | Diff |
|---|---|---|---|
| UBank | 5.74% | $4,664 | +121 |
| Macquarie Bank | 5.9% | $4,745 | +203 |
| ING | 5.93% | $4,760 | +218 |
| Bank of Queensland | 6.04% | $4,817 | +275 |
| Suncorp | 6.04% | $4,817 | +275 |
| Bendigo Bank | 6.09% | $4,843 | +300 |
| ANZ | 6.14% | $4,869 | +326 |
| Westpac | 6.19% | $4,895 | +352 |
| NAB | 6.19% | $4,895 | +352 |
| Commonwealth Bank | 6.24% | $4,921 | +378 |
Free, no obligation quote from leading Australian lenders
Mortgage Cashflow Over Time
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Key Points About Western Australia Stamp Duty
📖 Full WA Stamp Duty Guide →- ✓Progressive rates from $1.90 to $5.15 per $100
- ✓Full exemption for FHB up to $430,000; partial up to $530,000
- ✓Foreign buyer surcharge: 7%
- ✓Payment due within 2 months
Western Australia provides transfer duty (stamp duty) concessions for first home buyers, with full exemptions on properties up to $430,000 and partial relief up to $530,000. A 7% foreign buyer surcharge applies to residential purchases.
Frequently Asked Questions About Western Australia Stamp Duty
How is stamp duty calculated in Western Australia?
Western Australia uses a progressive stamp duty scale ranging from $1.90 per $100 for properties up to $120,000, up to rates of $5.15 per $100 for amounts over $725,000.
What first home buyer benefits are available in WA?
WA offers transfer duty (stamp duty) concessions for first home buyers. Full exemption applies to properties up to $430,000, with partial relief available up to $530,000.
Is there a foreign buyer duty in WA?
Yes, foreign buyers in Western Australia pay an additional 7% surcharge on residential property purchases.
When must stamp duty be paid in WA?
Stamp duty in WA must be paid within 2 months of the earlier of the contract date or when the property is occupied.
Stamp Duty Calculators for Other States
Data Update History
We keep our stamp duty rates, thresholds, and fees up to date. Here is a log of every data change.
- NSW
NSW foreign surcharge updated
NSW foreign buyer surcharge increased from 8% to 9%. FIRB application fees updated for FY2025-26.
- NSW, VIC, QLD, SA, WA, TAS, ACT, NT
Bank rates & FHB thresholds updated
Updated bank comparison interest rates for March 2026. Revised First Home Buyer stamp duty concession thresholds across multiple states.
Year references updated to 2026
All page titles, meta descriptions, keywords, headlines, and structured data updated from 2025 to 2026.
Bank rate configuration centralised
Replaced hardcoded bank interest rates with a centralised configuration file for easier maintenance.
- QLD, SA, WA, TAS, ACT, NT
All states & territories added
Added stamp duty calculations for QLD, SA, WA, TAS, ACT, and NT alongside existing NSW and VIC support.
- NSW, VIC
Initial launch
Stamp duty calculator launched with NSW and VIC support, including first home buyer concessions and rebate calculations.