Victoria Stamp Duty $750k β€” First Home Buyer | $40,070

A first home buyer purchasing a $750k property in Victoria pays $40,070 in stamp duty.

Stamp Duty Payable

$40,070

on a $750k property in VIC

Buyer & Property Information

Stamp Duty Calculation

$40,070

Total Costs

$41,470

$3,407/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

VIC Base Stamp Duty Calculation:

Property Price: $750,000
Bracket 3 ($130,000-$960,000): $2,870 + ($620,000 Γ— 6%)
= $40,070

First Home Buyer Stamp Duty Policy (VIC):

Exceeds first home buyer threshold, full stamp duty applies = $40,070

Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$40,070
Conveyancing / Legal Fees (est.)$1,400
Total Upfront Costs$41,470

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$150,000
Loan Amount$600,000

Mortgage Calculation (Principal & Interest)

Loan Amount$600,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$3,407
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $600,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $3,407
Total Repayment$1,226,424
Total Interest$626,424

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$3,593+187
ING5.99%$3,593+187
Commonwealth Bank6.09%$3,632+225
Macquarie Bank6.09%$3,632+225
UBank6.09%$3,632+225
Bendigo Bank6.14%$3,651+245
Bank of Queensland6.14%$3,651+245
ANZ6.39%$3,749+342
NAB6.44%$3,769+362
Suncorp6.54%$3,808+401
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Mortgage Cashflow Over Time

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Cost Breakdown

ItemAmount
Property Price$750,000
Base Stamp Duty$40,070
Stamp Duty Payable$40,070

Frequently Asked Questions

How much stamp duty do I pay on a $750k property in Victoria?β–Ύ
A first home buyer purchasing a $750k property in Victoria pays $40,070 in stamp duty.
Are there stamp duty concessions for first home buyers in Victoria?β–Ύ
Yes. Victoria offers first home buyer relief β€” exempt up to $600k with partial relief up to $750k.
When is stamp duty due in Victoria?β–Ύ
In Victoria, stamp duty (transfer duty) is generally due within 3 months of signing the contract, or on settlement β€” whichever is earlier.
What is the stamp duty rate in Victoria?β–Ύ
Victoria uses a progressive bracket system. The exact rate depends on the purchase price β€” for a $750k purchase as a first home buyer, the effective rate is approximately 5.34%.

Compare Buyer Types β€” $750k in VIC

Owner Occupier$40,070Investor$40,070Foreign Buyer$100,070

Stamp Duty at Other Prices β€” VIC First Home Buyer

$300k$0$500k$0$900k$49,070$1M$55,000$1.25M$68,750$1.5M$82,500$2M$110,000$3M$175,000$5M$305,000

Need a Custom Calculation?

Use our full Victoria stamp duty calculator for exact amounts with your specific property details.

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Victoria Stamp Duty $750k β€” First Home Buyer | $40,070