Victoria Stamp Duty $2M β€” Investor | $110,000

A investor purchasing a $2M property in Victoria pays $110,000 in stamp duty.

Stamp Duty Payable

$110,000

on a $2M property in VIC

Buyer & Property Information

Stamp Duty Calculation

$110,000

Total Costs

$112,200

$9,085/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

VIC Base Stamp Duty Calculation:

Property Price: $2,000,000
Bracket 5 (>$2,000,000): $2,000,000 Γ— 6.5%
= $110,000
Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$110,000
Conveyancing / Legal Fees (est.)$2,200
Total Upfront Costs$112,200

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$400,000
Loan Amount$1,600,000

Mortgage Calculation (Principal & Interest)

Loan Amount$1,600,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$9,085
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $1,600,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $9,085
Total Repayment$3,270,465
Total Interest$1,670,465

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$9,583+498
ING5.99%$9,583+498
Commonwealth Bank6.09%$9,686+601
Macquarie Bank6.09%$9,686+601
UBank6.09%$9,686+601
Bendigo Bank6.14%$9,737+653
Bank of Queensland6.14%$9,737+653
ANZ6.39%$9,998+913
NAB6.44%$10,050+965
Suncorp6.54%$10,155+1,071
Compare home loan rates

Free, no obligation quote from leading Australian lenders

Mortgage Cashflow Over Time

Rental Yield

Rental Yield: %
Estimated Monthly Rental$8,333
Monthly Cashflow$-751

πŸ“Š Get a Personalised Property Report

Receive a detailed breakdown of all costs, savings opportunities, and a comparison with similar properties in your area β€” delivered straight to your inbox.

We respect your privacy. No spam, unsubscribe anytime.

Cost Breakdown

ItemAmount
Property Price$2,000,000
Base Stamp Duty$110,000
Stamp Duty Payable$110,000

Frequently Asked Questions

How much stamp duty do I pay on a $2M property in Victoria?β–Ύ
A investor purchasing a $2M property in Victoria pays $110,000 in stamp duty.
Are there stamp duty concessions for investors in Victoria?β–Ύ
Standard rates apply for investors. No concessional rates are available.
When is stamp duty due in Victoria?β–Ύ
In Victoria, stamp duty (transfer duty) is generally due within 3 months of signing the contract, or on settlement β€” whichever is earlier.
What is the stamp duty rate in Victoria?β–Ύ
Victoria uses a progressive bracket system. The exact rate depends on the purchase price β€” for a $2M purchase as a investor, the effective rate is approximately 5.50%.

Compare Buyer Types β€” $2M in VIC

Owner Occupier$110,000First Home Buyer$110,000Foreign Buyer$270,000

Stamp Duty at Other Prices β€” VIC Investor

$300k$13,070$500k$25,070$750k$40,070$900k$49,070$1M$55,000$1.25M$68,750$1.5M$82,500$3M$175,000$5M$305,000

Need a Custom Calculation?

Use our full Victoria stamp duty calculator for exact amounts with your specific property details.

Open VIC Calculator
Victoria Stamp Duty $2M β€” Investor | $110,000