South Australia Stamp Duty $900k β€” Investor | $43,330

A investor purchasing a $900k property in South Australia pays $43,330 in stamp duty.

Stamp Duty Payable

$43,330

on a $900k property in SA

Buyer & Property Information

Stamp Duty Calculation

$43,330

Total Costs

$45,130

$4,088/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

SA Base Stamp Duty Calculation:

Property Price: $900,000
Bracket 9 (>$500,000): $21,330 + ($400,000 Γ— 5.5%)
= $43,330
Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$43,330
Conveyancing / Legal Fees (est.)$1,800
Total Upfront Costs$45,130

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$180,000
Loan Amount$720,000

Mortgage Calculation (Principal & Interest)

Loan Amount$720,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$4,088
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $720,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $4,088
Total Repayment$1,471,709
Total Interest$751,709

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$4,312+224
ING5.99%$4,312+224
Commonwealth Bank6.09%$4,359+270
Macquarie Bank6.09%$4,359+270
UBank6.09%$4,359+270
Bendigo Bank6.14%$4,382+294
Bank of Queensland6.14%$4,382+294
ANZ6.39%$4,499+411
NAB6.44%$4,523+434
Suncorp6.54%$4,570+482
Compare home loan rates

Free, no obligation quote from leading Australian lenders

Mortgage Cashflow Over Time

Rental Yield

Rental Yield: %
Estimated Monthly Rental$3,750
Monthly Cashflow$-338

πŸ“Š Get a Personalised Property Report

Receive a detailed breakdown of all costs, savings opportunities, and a comparison with similar properties in your area β€” delivered straight to your inbox.

We respect your privacy. No spam, unsubscribe anytime.

Cost Breakdown

ItemAmount
Property Price$900,000
Base Stamp Duty$43,330
Stamp Duty Payable$43,330

Frequently Asked Questions

How much stamp duty do I pay on a $900k property in South Australia?β–Ύ
A investor purchasing a $900k property in South Australia pays $43,330 in stamp duty.
Are there stamp duty concessions for investors in South Australia?β–Ύ
Standard rates apply for investors. No concessional rates are available.
When is stamp duty due in South Australia?β–Ύ
In South Australia, stamp duty (transfer duty) is generally due within 3 months of signing the contract, or on settlement β€” whichever is earlier.
What is the stamp duty rate in South Australia?β–Ύ
South Australia uses a progressive bracket system. The exact rate depends on the purchase price β€” for a $900k purchase as a investor, the effective rate is approximately 4.81%.

Compare Buyer Types β€” $900k in SA

Owner Occupier$43,330First Home Buyer$0Foreign Buyer$106,330

Stamp Duty at Other Prices β€” SA Investor

$300k$11,330$500k$21,330$750k$35,080$1M$48,830$1.25M$62,580$1.5M$76,330$2M$103,830$3M$158,830$5M$268,830

Need a Custom Calculation?

Use our full South Australia stamp duty calculator for exact amounts with your specific property details.

Open SA Calculator
South Australia Stamp Duty $900k β€” Investor | $43,330