Queensland Stamp Duty on $500k β€” All Buyer Types

Side-by-side stamp duty for a $500k property in Queensland, across the three main buyer profiles. Click any card for the full breakdown.

First Home Buyer

$0

Saves $15,925 via concession

See full breakdown β†’

Owner Occupier

$15,925

Standard rates apply

See full breakdown β†’

Investor

$15,925

Standard rates apply

See full breakdown β†’

Customise β€” Queensland Stamp Duty Calculator

Prefilled at $500k for a owner occupier. Adjust price or buyer profile to recalculate.

Buyer & Property Information

Stamp Duty Calculation

$15,925

Total Costs

$17,025

$2,271/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

QLD Base Stamp Duty Calculation:

Property Price: $500,000
Bracket 3 ($75,000-$540,000): $1,050 + ($425,000 Γ— 3.5%)
= $15,925
Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$15,925
Conveyancing / Legal Fees (est.)$1,100
Total Upfront Costs$17,025

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$100,000
Loan Amount$400,000

Mortgage Calculation (Principal & Interest)

Loan Amount$400,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$2,271
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $400,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $2,271
Total Repayment$817,616
Total Interest$417,616

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$2,396+124
ING5.99%$2,396+124
Commonwealth Bank6.09%$2,421+150
Macquarie Bank6.09%$2,421+150
UBank6.09%$2,421+150
Bendigo Bank6.14%$2,434+163
Bank of Queensland6.14%$2,434+163
ANZ6.39%$2,499+228
NAB6.44%$2,513+241
Suncorp6.54%$2,539+268
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Mortgage Cashflow Over Time

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Queensland Stamp Duty on $500k β€” All Buyer Types | StampDutyCheck