Northern Territory Stamp Duty $750k β€” First Home Buyer | $0

A first home buyer purchasing a $750k property in Northern Territory pays $0 in stamp duty (after $37,125 concession).

Stamp Duty Payable

$0

on a $750k property in NT

Concession Saving

$37,125

vs standard rate

Buyer & Property Information

Stamp Duty Calculation

$37,125

Total Costs

$38,525

$3,407/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

NT Base Stamp Duty Calculation:

Property Price: $750,000
Bracket 2 (>$525,000): $750,000 Γ— 4.95%
= $37,125

First Home Buyer Stamp Duty Policy (NT):

Exceeds first home buyer threshold, full stamp duty applies = $37,125

Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$37,125
Conveyancing / Legal Fees (est.)$1,400
Total Upfront Costs$38,525

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$150,000
Loan Amount$600,000

Mortgage Calculation (Principal & Interest)

Loan Amount$600,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$3,407
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $600,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $3,407
Total Repayment$1,226,424
Total Interest$626,424

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$3,593+187
ING5.99%$3,593+187
Commonwealth Bank6.09%$3,632+225
Macquarie Bank6.09%$3,632+225
UBank6.09%$3,632+225
Bendigo Bank6.14%$3,651+245
Bank of Queensland6.14%$3,651+245
ANZ6.39%$3,749+342
NAB6.44%$3,769+362
Suncorp6.54%$3,808+401
Compare home loan rates

Free, no obligation quote from leading Australian lenders

Mortgage Cashflow Over Time

πŸ“Š Get a Personalised Property Report

Receive a detailed breakdown of all costs, savings opportunities, and a comparison with similar properties in your area β€” delivered straight to your inbox.

We respect your privacy. No spam, unsubscribe anytime.

Cost Breakdown

ItemAmount
Property Price$750,000
Base Stamp Duty$37,125
Concession Savingβˆ’$37,125
Stamp Duty Payable$0

Frequently Asked Questions

How much stamp duty do I pay on a $750k property in Northern Territory?β–Ύ
A first home buyer purchasing a $750k property in Northern Territory pays $0 in stamp duty, after a concession saving of $37,125.
Are there stamp duty concessions for first home buyers in Northern Territory?β–Ύ
Yes. Northern Territory offers first home buyer relief β€” exempt up to $0k with partial relief up to $0k.
When is stamp duty due in Northern Territory?β–Ύ
In Northern Territory, stamp duty (transfer duty) is generally due within 3 months of signing the contract, or on settlement β€” whichever is earlier.
What is the stamp duty rate in Northern Territory?β–Ύ
Northern Territory uses a progressive bracket system. The exact rate depends on the purchase price β€” for a $750k purchase as a first home buyer, the effective rate is approximately 0.00%.

Compare Buyer Types β€” $750k in NT

Owner Occupier$37,125Investor$37,125Foreign Buyer$37,125

Stamp Duty at Other Prices β€” NT First Home Buyer

$300k$23,929$500k$23,929$900k$0$1M$0$1.25M$0$1.5M$0$2M$0$3M$0$5M$0

Need a Custom Calculation?

Use our full Northern Territory stamp duty calculator for exact amounts with your specific property details.

Open NT Calculator
Northern Territory Stamp Duty $750k β€” First Home Buyer | $0