Northern Territory Stamp Duty $300k β€” Owner Occupier | $229,500

A owner occupier purchasing a $300k property in Northern Territory pays $229,500 in stamp duty.

Stamp Duty Payable

$229,500

on a $300k property in NT

Buyer & Property Information

Stamp Duty Calculation

$229,500

Total Costs

$230,300

$1,363/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

NT Base Stamp Duty Calculation:

Property Price: $300,000
NT Formula: $300,000 Γ— (1.5 + $300,000 Γ— 0.00025) / 100
= $229,500
Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$229,500
Conveyancing / Legal Fees (est.)$800
Total Upfront Costs$230,300

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$60,000
Loan Amount$240,000

Mortgage Calculation (Principal & Interest)

Loan Amount$240,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$1,363
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $240,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $1,363
Total Repayment$490,570
Total Interest$250,570

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$1,437+75
ING5.99%$1,437+75
Commonwealth Bank6.09%$1,453+90
Macquarie Bank6.09%$1,453+90
UBank6.09%$1,453+90
Bendigo Bank6.14%$1,461+98
Bank of Queensland6.14%$1,461+98
ANZ6.39%$1,500+137
NAB6.44%$1,508+145
Suncorp6.54%$1,523+161
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Mortgage Cashflow Over Time

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Cost Breakdown

ItemAmount
Property Price$300,000
Base Stamp Duty$229,500
Stamp Duty Payable$229,500

Frequently Asked Questions

How much stamp duty do I pay on a $300k property in Northern Territory?β–Ύ
A owner occupier purchasing a $300k property in Northern Territory pays $229,500 in stamp duty.
Are there stamp duty concessions for owner occupiers in Northern Territory?β–Ύ
Standard rates apply for owner occupiers. No concessional rates are available.
When is stamp duty due in Northern Territory?β–Ύ
In Northern Territory, stamp duty (transfer duty) is generally due within 3 months of signing the contract, or on settlement β€” whichever is earlier.
What is the stamp duty rate in Northern Territory?β–Ύ
Northern Territory uses a progressive bracket system. The exact rate depends on the purchase price β€” for a $300k purchase as a owner occupier, the effective rate is approximately 76.50%.

Compare Buyer Types β€” $300k in NT

First Home Buyer$23,929Investor$229,500Foreign Buyer$229,500

Stamp Duty at Other Prices β€” NT Owner Occupier

$500k$632,500$750k$37,125$900k$44,550$1M$49,500$1.25M$61,875$1.5M$74,250$2M$99,000$3M$148,500$5M$247,500

Need a Custom Calculation?

Use our full Northern Territory stamp duty calculator for exact amounts with your specific property details.

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Northern Territory Stamp Duty $300k β€” Owner Occupier | $229,500