Australian Capital Territory Stamp Duty $750k β€” First Home Buyer | $0

A first home buyer purchasing a $750k property in Australian Capital Territory pays $0 in stamp duty (after $19,208 concession).

Stamp Duty Payable

$0

on a $750k property in ACT

Concession Saving

$19,208

vs standard rate

Buyer & Property Information

Stamp Duty Calculation

$0

Total Costs

$1,400

$3,407/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

ACT Base Stamp Duty Calculation:

Property Price: $750,000
Bracket 5 ($750,000-$1,000,000): $19,208 + ($0 Γ— 5.9%)
= $19,208

First Home Buyer Stamp Duty Policy (ACT):

First Home Buyer Stamp Duty: Full Exemption

Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$0
Conveyancing / Legal Fees (est.)$1,400
Total Upfront Costs$1,400

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$150,000
Loan Amount$600,000

Mortgage Calculation (Principal & Interest)

Loan Amount$600,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$3,407
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $600,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $3,407
Total Repayment$1,226,424
Total Interest$626,424

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$3,593+187
ING5.99%$3,593+187
Commonwealth Bank6.09%$3,632+225
Macquarie Bank6.09%$3,632+225
UBank6.09%$3,632+225
Bendigo Bank6.14%$3,651+245
Bank of Queensland6.14%$3,651+245
ANZ6.39%$3,749+342
NAB6.44%$3,769+362
Suncorp6.54%$3,808+401
Compare home loan rates

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Mortgage Cashflow Over Time

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Cost Breakdown

ItemAmount
Property Price$750,000
Base Stamp Duty$19,208
Concession Savingβˆ’$19,208
Stamp Duty Payable$0

Frequently Asked Questions

How much stamp duty do I pay on a $750k property in Australian Capital Territory?β–Ύ
A first home buyer purchasing a $750k property in Australian Capital Territory pays $0 in stamp duty, after a concession saving of $19,208.
Are there stamp duty concessions for first home buyers in Australian Capital Territory?β–Ύ
Yes. Australian Capital Territory offers first home buyer relief β€” exempt up to $Infinityk with partial relief up to $Infinityk.
When is stamp duty due in Australian Capital Territory?β–Ύ
In Australian Capital Territory, stamp duty (transfer duty) is generally due within 3 months of signing the contract, or on settlement β€” whichever is earlier.
What is the stamp duty rate in Australian Capital Territory?β–Ύ
Australian Capital Territory uses a progressive bracket system. The exact rate depends on the purchase price β€” for a $750k purchase as a first home buyer, the effective rate is approximately 0.00%.

Compare Buyer Types β€” $750k in ACT

Owner Occupier$19,208Investor$19,208Foreign Buyer$19,208

Stamp Duty at Other Prices β€” ACT First Home Buyer

$300k$0$500k$0$900k$0$1M$0$1.25M$0$1.5M$0$2M$0$3M$0$5M$0

Need a Custom Calculation?

Use our full Australian Capital Territory stamp duty calculator for exact amounts with your specific property details.

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Australian Capital Territory Stamp Duty $750k β€” First Home Buyer | $0