Australian Capital Territory Stamp Duty $5M β€” Foreign Buyer | $160,943

A foreign buyer purchasing a $5M property in Australian Capital Territory pays $160,943 in stamp duty.

Stamp Duty Payable

$160,943

on a $5M property in ACT

Buyer & Property Information

Stamp Duty Calculation

$227,000

Total Costs

$593,100

$22,712/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

ACT Base Stamp Duty Calculation:

Property Price: $5,000,000
Bracket 7 (>$1,455,000): $0 + ($3,545,000 Γ— 4.54%)
= $227,000
Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$227,000
FIRB Application Fee$363,600
Conveyancing / Legal Fees (est.)$2,500
Total Upfront Costs$593,100

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Foreign Buyer Extra Costs

FIRB Application Fee$363,600
Based on Property Price: $5,000,000
Property Type: Used Property
Price Bracket: $5,000,000 - $6,000,000
FIRB Application Fee: $363,600

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$1,000,000
Loan Amount$4,000,000

Mortgage Calculation (Principal & Interest)

Loan Amount$4,000,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$22,712
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $4,000,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $22,712
Total Repayment$8,176,162
Total Interest$4,176,162

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$23,956+1,245
ING5.99%$23,956+1,245
Commonwealth Bank6.09%$24,214+1,502
Macquarie Bank6.09%$24,214+1,502
UBank6.09%$24,214+1,502
Bendigo Bank6.14%$24,343+1,632
Bank of Queensland6.14%$24,343+1,632
ANZ6.39%$24,994+2,282
NAB6.44%$25,125+2,414
Suncorp6.54%$25,388+2,676
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Mortgage Cashflow Over Time

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Cost Breakdown

ItemAmount
Property Price$5,000,000
Base Stamp Duty$160,943
Stamp Duty Payable$160,943

Frequently Asked Questions

How much stamp duty do I pay on a $5M property in Australian Capital Territory?β–Ύ
A foreign buyer purchasing a $5M property in Australian Capital Territory pays $160,943 in stamp duty.
Are there stamp duty concessions for foreign buyers in Australian Capital Territory?β–Ύ
Standard rates apply for foreign buyers. No concessional rates are available.
When is stamp duty due in Australian Capital Territory?β–Ύ
In Australian Capital Territory, stamp duty (transfer duty) is generally due within 3 months of signing the contract, or on settlement β€” whichever is earlier.
What is the stamp duty rate in Australian Capital Territory?β–Ύ
Australian Capital Territory uses a progressive bracket system. The exact rate depends on the purchase price β€” for a $5M purchase as a foreign buyer, the effective rate is approximately 3.22%.

Compare Buyer Types β€” $5M in ACT

Owner Occupier$160,943First Home Buyer$0Investor$160,943

Stamp Duty at Other Prices β€” ACT Foreign Buyer

$300k$1,608$500k$8,408$750k$19,208$900k$28,058$1M$33,958$1.25M$49,958$1.5M$2,043$2M$24,743$3M$70,143

Need a Custom Calculation?

Use our full Australian Capital Territory stamp duty calculator for exact amounts with your specific property details.

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Australian Capital Territory Stamp Duty $5M β€” Foreign Buyer | $160,943