Australian Capital Territory Stamp Duty $2M β€” Owner Occupier | $24,743

A owner occupier purchasing a $2M property in Australian Capital Territory pays $24,743 in stamp duty.

Stamp Duty Payable

$24,743

on a $2M property in ACT

Buyer & Property Information

Stamp Duty Calculation

$90,800

Total Costs

$93,000

$9,085/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

ACT Base Stamp Duty Calculation:

Property Price: $2,000,000
Bracket 7 (>$1,455,000): $0 + ($545,000 Γ— 4.54%)
= $90,800
Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$90,800
Conveyancing / Legal Fees (est.)$2,200
Total Upfront Costs$93,000

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$400,000
Loan Amount$1,600,000

Mortgage Calculation (Principal & Interest)

Loan Amount$1,600,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$9,085
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $1,600,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $9,085
Total Repayment$3,270,465
Total Interest$1,670,465

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$9,583+498
ING5.99%$9,583+498
Commonwealth Bank6.09%$9,686+601
Macquarie Bank6.09%$9,686+601
UBank6.09%$9,686+601
Bendigo Bank6.14%$9,737+653
Bank of Queensland6.14%$9,737+653
ANZ6.39%$9,998+913
NAB6.44%$10,050+965
Suncorp6.54%$10,155+1,071
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Mortgage Cashflow Over Time

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Cost Breakdown

ItemAmount
Property Price$2,000,000
Base Stamp Duty$24,743
Stamp Duty Payable$24,743

Frequently Asked Questions

How much stamp duty do I pay on a $2M property in Australian Capital Territory?β–Ύ
A owner occupier purchasing a $2M property in Australian Capital Territory pays $24,743 in stamp duty.
Are there stamp duty concessions for owner occupiers in Australian Capital Territory?β–Ύ
Standard rates apply for owner occupiers. No concessional rates are available.
When is stamp duty due in Australian Capital Territory?β–Ύ
In Australian Capital Territory, stamp duty (transfer duty) is generally due within 3 months of signing the contract, or on settlement β€” whichever is earlier.
What is the stamp duty rate in Australian Capital Territory?β–Ύ
Australian Capital Territory uses a progressive bracket system. The exact rate depends on the purchase price β€” for a $2M purchase as a owner occupier, the effective rate is approximately 1.24%.

Compare Buyer Types β€” $2M in ACT

First Home Buyer$0Investor$24,743Foreign Buyer$24,743

Stamp Duty at Other Prices β€” ACT Owner Occupier

$300k$1,608$500k$8,408$750k$19,208$900k$28,058$1M$33,958$1.25M$49,958$1.5M$2,043$3M$70,143$5M$160,943

Need a Custom Calculation?

Use our full Australian Capital Territory stamp duty calculator for exact amounts with your specific property details.

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Australian Capital Territory Stamp Duty $2M β€” Owner Occupier | $24,743