Australian Capital Territory Stamp Duty $1.25M β€” Investor | $49,958

A investor purchasing a $1.25M property in Australian Capital Territory pays $49,958 in stamp duty.

Stamp Duty Payable

$49,958

on a $1.25M property in ACT

Buyer & Property Information

Stamp Duty Calculation

$52,950

Total Costs

$55,150

$5,678/Month

Stamp Duty Calculation

I Am a,, For the Purpose of

Buying a Property in State With a Price of $

ACT Base Stamp Duty Calculation:

Property Price: $1,250,000
Bracket 6 ($1,000,000-$1,455,000): $33,958 + ($250,000 Γ— 6.4%)
= $52,950
Upfront Cost Breakdown

Total Upfront Costs

Stamp Duty$52,950
Conveyancing / Legal Fees (est.)$2,200
Total Upfront Costs$55,150

Conveyancing fee is an estimate only (typically $800–$2,500). Actual fees vary by conveyancer/solicitor and state.

Stamp Duty Comparison by State

Loan Calculation

Deposit Ratio: %
Loan Term: Years
Interest Rate: %
Deposit Amount$250,000
Loan Amount$1,000,000

Mortgage Calculation (Principal & Interest)

Loan Amount$1,000,000
Loan Term30 Years
Interest Rate5.5%
Loan Type:
Monthly Repayment$5,678
= Monthly Payment = Loan Amount Γ— (Monthly Rate Γ— (1 + Monthly Rate)^Terms) Γ· ((1 + Monthly Rate)^Terms - 1)
= $1,000,000 Γ— (Monthly Rate: 0.004583 Γ— (1 + 0.004583)^Total Months: 360) Γ· ((1 + 0.004583)^360 - 1)
= $5,678
Total Repayment$2,044,040
Total Interest$1,044,040

Compare with Lenders

Rates as of 2026-07-15
LenderRateMonthlyDiff
Westpac5.99%$5,989+311
ING5.99%$5,989+311
Commonwealth Bank6.09%$6,053+376
Macquarie Bank6.09%$6,053+376
UBank6.09%$6,053+376
Bendigo Bank6.14%$6,086+408
Bank of Queensland6.14%$6,086+408
ANZ6.39%$6,249+571
NAB6.44%$6,281+603
Suncorp6.54%$6,347+669
Compare home loan rates

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Mortgage Cashflow Over Time

Rental Yield

Rental Yield: %
Estimated Monthly Rental$5,208
Monthly Cashflow$-470

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Cost Breakdown

ItemAmount
Property Price$1,250,000
Base Stamp Duty$49,958
Stamp Duty Payable$49,958

Frequently Asked Questions

How much stamp duty do I pay on a $1.25M property in Australian Capital Territory?β–Ύ
A investor purchasing a $1.25M property in Australian Capital Territory pays $49,958 in stamp duty.
Are there stamp duty concessions for investors in Australian Capital Territory?β–Ύ
Standard rates apply for investors. No concessional rates are available.
When is stamp duty due in Australian Capital Territory?β–Ύ
In Australian Capital Territory, stamp duty (transfer duty) is generally due within 3 months of signing the contract, or on settlement β€” whichever is earlier.
What is the stamp duty rate in Australian Capital Territory?β–Ύ
Australian Capital Territory uses a progressive bracket system. The exact rate depends on the purchase price β€” for a $1.25M purchase as a investor, the effective rate is approximately 4.00%.

Compare Buyer Types β€” $1.25M in ACT

Owner Occupier$49,958First Home Buyer$0Foreign Buyer$49,958

Stamp Duty at Other Prices β€” ACT Investor

$300k$1,608$500k$8,408$750k$19,208$900k$28,058$1M$33,958$1.5M$2,043$2M$24,743$3M$70,143$5M$160,943

Need a Custom Calculation?

Use our full Australian Capital Territory stamp duty calculator for exact amounts with your specific property details.

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Australian Capital Territory Stamp Duty $1.25M β€” Investor | $49,958